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Interstar Wholesale Finance Pty Ltd v Integral Home Loans Pty Ltd   flag  48

[2008] NSWCA 310; (2008) 257 ALR 292
Supreme Court of New South Wales - Court of Appeal
Australia - New South Wales
24th November, 2008

Cases Referring to this Case

Case Name Citation(s) Court Jurisdiction †  Date Full Text Citation Index
"Table of Cases" [2013] ELECD 72 Edited Legal Collections Data Australia circa 2013 AustLII flag
Re Phillips and Inspector-General in Bankruptcy [2012] AATA 788; (2012) 131 ALD 564; (2012) 58 AAR 452 Administrative Appeals Tribunal Australia 13 Nov 2012 AustLII flag 21
Bupa HI Pty Ltd v Chang [2019] FCAFC 180 Federal Court of Australia Australia - Commonwealth 17 Oct 2019 AustLII flag 1
Paciocco v Australia and New Zealand Banking Group Ltd 333 ALR 569; 90 ALJR 835; 258 CLR 525; [2016] HCA 28 High Court of Australia Australia - Commonwealth circa 2016 AustLII flag 273
Andrews v Australia and New Zealand Banking Group Ltd [2012] HCA 30; (2012) 247 CLR 205; (2012) 290 ALR 595; (2012) 86 ALJR 1002; [2012] ASC 155 High Court of Australia Australia - Commonwealth 6 Sep 2012 AustLII flag 223
Andrews v Australia and New Zealand Banking Group Ltd [2012] HCATrans 104 High Court of Australia Australia - Commonwealth 11 May 2012 AustLII flag
Andrews v Australia and New Zealand Banking Group Ltd [2011] FCA 1376; (2011) 211 FCR 53; (2011) 288 ALR 611; (2011) 86 ACSR 292; [2011] ASC 155-106 Federal Court of Australia Australia - Commonwealth 5 Dec 2011 AustLII flag 22
Australian Securities and Investments Commission v Letten (No 13) [2011] FCA 1151; (2011) 86 ACSR 174 Federal Court of Australia Australia - Commonwealth 7 Oct 2011 AustLII flag 10
Andrews v Australia and New Zealand Banking Group Ltd [2011] FCA 388; (2011) 281 ALR 113 Federal Court of Australia Australia - Commonwealth 19 Apr 2011 AustLII flag 17
Intel Corporation v Unwired Group Ltd [2008] FCA 1927 Federal Court of Australia Australia - Commonwealth 11 Dec 2008 AustLII flag 5
Life Pty Ltd v Illawarra Retirement Trust [2021] NSWDC 654 District Court of New South Wales Australia - New South Wales 27 Oct 2021 AustLII flag
Boyded Industries Pty Ltd v Gateway Parramatta Two Pty Ltd [2020] NSWSC 1368 Supreme Court of New South Wales Australia - New South Wales 8 Oct 2020 AustLII flag 3
Kay v Playup Australia Pty Ltd [2020] NSWCA 33; (2020) 19 BPR 40,037 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 4 Mar 2020 AustLII flag 16
Curnow Consulting Pty Ltd v JPD Media and Design Pty Ltd [2017] NSWSC 1171 Supreme Court of New South Wales Australia - New South Wales 1 Sep 2017 AustLII flag 15
Bartlett v Australia & New Zealand Banking Group Ltd [2016] NSWCA 30; (2016) 92 NSWLR 639; (2016) 255 IR 309 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 7 Mar 2016 AustLII flag 41
Bartlett v Australia and New Zealand Banking Group Ltd [2014] NSWSC 1662 Supreme Court of New South Wales Australia - New South Wales 24 Nov 2014 AustLII flag 7
Sunrise Pools Australia Pty Ltd v Sudeep Apana [2014] NSWCATCD 170 New South Wales Civil and Administrative Tribunal - Consumer and Commercial Division Australia - New South Wales 24 Sep 2014 AustLII flag
King of the Pack Pty Ltd v Luong [2012] NSWSC 785 Supreme Court of New South Wales Australia - New South Wales 16 Jul 2012 AustLII flag 2
Cosco Container Lines Co Ltd v Unity Int'l Cargo Pty Ltd [2012] NSWDC 122 District Court of New South Wales Australia - New South Wales 29 Mar 2012 AustLII flag
St George Bank Ltd v JB (Northbridge) Pty Ltd [2009] NSWSC 1347; (2009) 262 ALR 538; (2009) 14 BPR 27,421 Supreme Court of New South Wales Australia - New South Wales 4 Dec 2009 AustLII flag 3
Imperial Tarmacadam and Asphalting Co Pty Ltd v St George Bank Ltd [2009] NSWSC 1287 Supreme Court of New South Wales Australia - New South Wales 12 Nov 2009 AustLII flag 2
Fermiscan Pty Ltd v James [2009] NSWCA 355; (2009) 261 ALR 408 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 11 Nov 2009 AustLII flag 16
Ors v Bailey (Home Building) [2009] NSWCTTT 493 Consumer, Trader and Tenancy Tribunal of New South Wales Australia - New South Wales 31 Aug 2009 AustLII flag 5
Fermiscan v James [2009] NSWSC 546; (2009) 81 IPR 602 Supreme Court of New South Wales Australia - New South Wales 29 May 2009 AustLII flag 5
CB Direct v Challenger Mortgage Management [2009] NSWSC 334 Supreme Court of New South Wales Australia - New South Wales 20 Apr 2009 AustLII flag 1
Kellas-Sharpe v PSAL Ltd [2012] QCA 371; [2013] 2 Qd R 233 Supreme Court of Queensland - Court of Appeal Australia - Queensland 24 Jan 2024 AustLII flag 2
Santos Ltd v Fluor Australia Pty Ltd [2021] QCA 204 Supreme Court of Queensland - Court of Appeal Australia - Queensland 24 Sep 2021 AustLII flag 1
Bampton v Viterra Ltd [2014] SADC 170 District Court of South Australia Australia - South Australia 10 Oct 2014 AustLII flag 2
Diakos v Mason [2010] SASCFC 37 Supreme Court of South Australia - Full Court Australia - South Australia 24 Sep 2010 AustLII flag 3
Mason v Diakos [2009] SADC 55 District Court of South Australia Australia - South Australia 21 May 2009 AustLII flag 2
MH & NG Investment Pty Ltd v Eatertainment Group Pty Ltd [2004] VCC 1655 County Court of Victoria Australia - Victoria 24 Oct 2024 AustLII flag
UAG West Melbourne Pty Ltd v PropertyShares Holdings Pty Ltd [2021] VCC 872 County Court of Victoria Australia - Victoria 6 Jul 2021 AustLII flag
JPA Finance Pty Ltd v Gordon Nominees Pty Ltd [2019] VSCA 159; (2019) 58 VR 393 Supreme Court of Victoria - Court of Appeal Australia - Victoria 2 Jul 2019 AustLII flag 14
AS v Minister for Immigration and Border Protection (Ruling [2015] VSC 642 Supreme Court of Victoria Australia - Victoria 24 Nov 2015 AustLII flag 5
Home Loan Centre Australia Pty Ltd v Investloan Pty Ltd [2012] VCC 760 County Court of Victoria Australia - Victoria 15 Jun 2012 AustLII flag
Ange v First East Auction Holdings Pty Ltd [2011] VSCA 335; (2011) 284 ALR 638 Supreme Court of Victoria - Court of Appeal Australia - Victoria 8 Nov 2011 AustLII flag 18
First East Auction Holdings Pty Ltd v Ange [2010] VSC 72 Supreme Court of Victoria Australia - Victoria 16 Mar 2010 AustLII flag 10
Zachariadis v Allforks Australia Pty Ltd [2009] VSCA 258 Supreme Court of Victoria - Court of Appeal Australia - Victoria 13 Nov 2009 AustLII flag 5
Morgan Stanley Wealth Management Australia Pty Ltd v Detata [No 3] [2018] WASC 32 Supreme Court of Western Australia Australia - Western Australia 1 Feb 2018 AustLII flag 2
Cavendish Square Holding BV v Makdessi [2015] UKSC 67; [2016] AC 1172; [2016] 2 All ER 519; [2015] All ER (D) 47; [2015] 3 WLR 1373 United Kingdom Supreme Court United Kingdom 4 Nov 2015 BAILII flag 198
Imam-Sadeque v Bluebay Asset Management (Services) Ltd [2012] EWHC 3511 (QB) High Court of England and Wales United Kingdom - England and Wales 10 Dec 2012 BAILII flag 9

Law Journal Articles Referring to this Case

Journal Article Title Citation(s) Author Jurisdiction †  Date Full Text Citation Index
"Paciocco v Australia and New Zealand Banking Group Ltd: Are Late Payment Fees on Credit Cards Enforceable?" (2015) 37 Sydney Law Review 595 Barnett, Katy Australia circa 2015 AustLII flag 1
"Conscience, fair-dealing and commerce - parliaments and the courts" (FCA) [2015] FedJSchol 17 Allsop, Justice James Australia circa 2015 AustLII flag
"Table of Cases" [2013] ELECD 72 Edited Legal Collections Data Australia circa 2013 AustLII flag
"The doctrine of penalties" [2012] NSWBarAssocNews 8 Prince, Thomas Australia circa 2012 AustLII flag
"Penalties and the protection of freedom of contract" [2010] NSWJSchol 18 Ward, Justice J Australia circa 2010 AustLII flag
"The Australian Unfair Contract Terms Law: The Rise of Substantive Unfairness as a Ground for Review of Standard Form Consumer Contracts" [2009] UMelbLRS 20 Paterson, Jeannie Australia circa 2009 AustLII flag
"The Australian Unfair Contract Terms Law: The Rise of Substantive Unfairness as a Ground for Review of Standard Form Consumer Contracts" (2009) 33 Melbourne University Law Review 934 Paterson, Jeannie Australia circa 2009 AustLII flag 2
"The Penalty Doctrine: Protective or Punitive?" (2017) 23 Auckland University Law Review 147 Chernyavskaya, Anna New Zealand circa 2017 NZLII flag

Legislation Cited

Legislation Name Provision
Conveyancing Act 1919 (NSW) s129
Law of Property Act 1925

Cases and Articles Cited

Case Name Citation(s) Court Jurisdiction †  Date Full Text Citation Index
Ors v Bailey (Home Building) [2009] NSWCTTT 493 Consumer, Trader and Tenancy Tribunal of New South Wales Australia - New South Wales 31 Aug 2009 AustLII flag 5
Fermiscan v James [2009] NSWSC 546; (2009) 81 IPR 602 Supreme Court of New South Wales Australia - New South Wales 29 May 2009 AustLII flag 5
CB Direct v Challenger Mortgage Management [2009] NSWSC 334 Supreme Court of New South Wales Australia - New South Wales 20 Apr 2009 AustLII flag 1
Luu v Sovereign Developments Pty Ltd [2006] NSWCA 40; (2006) 12 BPR 23,629; [2006] NSW Conv R 56-146 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 10 Mar 2006 AustLII flag 37
Wynsix Hotels (Oxford St) Pty Ltd v Toomey [2004] NSWSC 236; (2004) 17 BPR 32,633 Supreme Court of New South Wales Australia - New South Wales 31 Mar 2004 AustLII flag 27
Wollondilly Shire Council v Picton Power Lines Pty Ltd (1994) 33 NSWLR 551; (1994) 83 LGERA 181; [1994] NSW Conv R 55-706; [1995] ANZ Conv R 566 Australia - New South Wales circa 1994 LexisNexis AU flag 24
AMEV Finance Ltd v Artes Studios Thoroughbreds Pty Ltd (1989) 15 NSWLR 564 Australia - New South Wales circa 1989 LexisNexis AU flag 27
Della Imports Pty Ltd v Birkenhead Investments Pty Ltd [1987] NSW Conv R 55-358; [1987] ANZ Conv R 294 Australia - New South Wales circa 1987 IntelliConnect flag 7
Proctor v Jetway Aviation Pty Ltd [1984] 1 NSWLR 166 Australia - New South Wales circa 1984 LexisNexis AU flag 141
Kellas-Sharpe v PSAL Ltd [2012] QCA 371; [2013] 2 Qd R 233 Supreme Court of Queensland - Court of Appeal Australia - Queensland 24 Jan 2024 AustLII flag 2
Santos Ltd v Fluor Australia Pty Ltd [2021] QCA 204 Supreme Court of Queensland - Court of Appeal Australia - Queensland 24 Sep 2021 AustLII flag 1
Bartercard Ltd v Myallhurst Pty Ltd [2000] QCA 445 Supreme Court of Queensland - Court of Appeal Australia - Queensland 27 Oct 2000 AustLII flag 17
Bampton v Viterra Ltd [2014] SADC 170 District Court of South Australia Australia - South Australia 10 Oct 2014 AustLII flag 2
Diakos v Mason [2010] SASCFC 37 Supreme Court of South Australia - Full Court Australia - South Australia 24 Sep 2010 AustLII flag 3
Mason v Diakos [2009] SADC 55 District Court of South Australia Australia - South Australia 21 May 2009 AustLII flag 2
MH & NG Investment Pty Ltd v Eatertainment Group Pty Ltd [2004] VCC 1655 County Court of Victoria Australia - Victoria 24 Oct 2024 AustLII flag
UAG West Melbourne Pty Ltd v PropertyShares Holdings Pty Ltd [2021] VCC 872 County Court of Victoria Australia - Victoria 6 Jul 2021 AustLII flag
JPA Finance Pty Ltd v Gordon Nominees Pty Ltd [2019] VSCA 159; (2019) 58 VR 393 Supreme Court of Victoria - Court of Appeal Australia - Victoria 2 Jul 2019 AustLII flag 14
AS v Minister for Immigration and Border Protection (Ruling [2015] VSC 642 Supreme Court of Victoria Australia - Victoria 24 Nov 2015 AustLII flag 5
Home Loan Centre Australia Pty Ltd v Investloan Pty Ltd [2012] VCC 760 County Court of Victoria Australia - Victoria 15 Jun 2012 AustLII flag
Ange v First East Auction Holdings Pty Ltd [2011] VSCA 335; (2011) 284 ALR 638 Supreme Court of Victoria - Court of Appeal Australia - Victoria 8 Nov 2011 AustLII flag 18
First East Auction Holdings Pty Ltd v Ange [2010] VSC 72 Supreme Court of Victoria Australia - Victoria 16 Mar 2010 AustLII flag 10
Zachariadis v Allforks Australia Pty Ltd [2009] VSCA 258 Supreme Court of Victoria - Court of Appeal Australia - Victoria 13 Nov 2009 AustLII flag 5
Deputy Commissioner of Taxation v Advanced Communications Technologies (Aust) Pty Ltd [2003] VSC 487 Supreme Court of Victoria Australia - Victoria 16 Dec 2003 AustLII flag 7
Bysouth v Shire of Blackburn and Mitcham (No 2) [1928] ArgusLawRp 79; [1928] VicLawRp 57; [1928] VLR 562; (1928) 34 ALR 337 Argus Law Reports Australia - Victoria 3 Oct 1928 AustLII flag 24
[1928] VLR 575 [1928] VLR 575 Australia - Victoria circa 1928 flag 1
Morgan Stanley Wealth Management Australia Pty Ltd v Detata [No 3] [2018] WASC 32 Supreme Court of Western Australia Australia - Western Australia 1 Feb 2018 AustLII flag 2
Cunning v Riddell [1990] CanLII 854 Canada circa 1990 CanLII flag 2
Doman Forest Products Ltd v GMAC Commercial Credit Corporation [2007] BCCA 88; (2007) 29 BLR (4th) 1 Court of Appeal of British Columbia Canada - British Columbia circa 2007 CanLII flag 3
"The Penalty Doctrine: Protective or Punitive?" (2017) 23 Auckland University Law Review 147 Chernyavskaya, Anna New Zealand circa 2017 NZLII flag
Cavendish Square Holding BV v Makdessi [2015] UKSC 67; [2016] AC 1172; [2016] 2 All ER 519; [2015] All ER (D) 47; [2015] 3 WLR 1373 United Kingdom Supreme Court United Kingdom 4 Nov 2015 BAILII flag 198
Cadogan Estates Ltd v McMahon [2000] UKHL 52; [2001] 1 AC 378; [2000] 4 All ER 897; [2000] 3 WLR 1555 House of Lords United Kingdom 26 Oct 2000 BAILII flag 8
Robophone Facilities Ltd v Blank [1996] 1 WLR 1428 United Kingdom circa 1996 LexisNexis / Westlaw flag 6
Jobson v Johnson [1989] 1 All ER 621; [1989] 1 WLR 1026; (1988) 4 BCC 488 United Kingdom circa 1989 LexisNexis flag 52
[1983] 2 All Er 212-213 [1983] 2 All ER 212-213 United Kingdom circa 1983 LexisNexis flag 1
Export Credits Guarantee Department v Universal Oil Products Co [1983] 2 All ER 205; [1983] 1 WLR 399 United Kingdom circa 1983 LexisNexis flag 61
Halliard Property Co Ltd v Jack Segal Ltd [1978] 1 All ER 1219; [1978] 1 WLR 377 United Kingdom circa 1978 LexisNexis flag 14
Miliangos v George Frank (Textiles) Ltd [1976] AC 443; [1975] 3 All ER 801; [1975] 3 WLR 758 United Kingdom circa 1976 LexisNexis / Westlaw flag 304
Gilbert-Ash (Northern) Ltd v Modern Engineering (Bristol) Ltd [1974] AC 689; [1973] 3 All ER 195; 72 LGR 1 United Kingdom circa 1974 LexisNexis / Westlaw flag 329
United Dominions Trust (Commercial) Ltd v Ennis [1968] 1 QB 54; (1967) 2 All ER 345 United Kingdom circa 1968 LexisNexis / Westlaw flag 27
Financings Ltd v Baldock [1963] 2 QB 104; [1963] 1 All ER 443; [1963] 2 WLR 359 United Kingdom circa 1963 LexisNexis / Westlaw flag 39
Bridge v Campbell Discount Co Ltd [1962] AC 600; [1962] 1 All ER 385; [1962] 2 WLR 439 United Kingdom circa 1962 LexisNexis / Westlaw flag 137
Alder v Moore [1961] 2 QB 57 United Kingdom circa 1961 LexisNexis / Westlaw flag 18
Cooden Engineering Co Ltd v Stanford [1953] 1 QB 86; [1952] 2 All ER 915; [1952] 2 TLR 822 United Kingdom circa 1953 LexisNexis / Westlaw flag 41
Apex Supply Co, Re [1942] Ch 108; [1941] 3 All ER 473 Court of Chancery United Kingdom circa 1942 LexisNexis / Westlaw flag 23
Associated Distributors Ltd v Hall [1938] 2 KB 83 United Kingdom circa 1938 LexisNexis / Westlaw flag 21
Brickles v Snell [1916] 2 AC 599 United Kingdom circa 1916 LexisNexis / Westlaw flag 37
Steedman v Drinkle [1916] 1 AC 275 United Kingdom circa 1916 LexisNexis / Westlaw flag 48
[1915] AC 89 [1915] AC 89 United Kingdom circa 1915 LexisNexis / Westlaw flag 1
Dunlop Pneumatic Tyre Co Ltd v New Garage and Motor Co Ltd [1914] UKHL 1; [1915] AC 79; [1914-15] All ER 739 House of Lords United Kingdom 1 Jul 1914 BAILII flag 514
[1905] AC 6 [1905] AC 6 United Kingdom circa 1905 LexisNexis / Westlaw flag 89
Hardy v Martin 29 ER 1046; (1783) 1 Cox Eq Cas 26 United Kingdom circa 2015 CommonLII flag 7
Imam-Sadeque v Bluebay Asset Management (Services) Ltd [2012] EWHC 3511 (QB) High Court of England and Wales United Kingdom - England and Wales 10 Dec 2012 BAILII flag 9

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