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"Use Now, Regulate Later? The Competing Regulatory Approaches of the Buy-Now, Pay-Later Sector and Consumer Protection in Australia"    

Legislation Cited

Cases and Articles Cited

Case Name	Citation(s)	Court †	Jurisdiction	Date	Full Text		Citation Index
"Making Self-Regulation More Than Merely Symbolic: The Critical Role of the Legal Environment"	(2010) 55 Administrative Science Quarterly 361	Administrative Science Quarterly	United States	circa 2010			1
"Moral Suasion as an Instrument of Economic Policy"	(1966) 56 American Economic Review 1220	American Economic Review	United States	circa 1966			2
"Consumer Leases and Indigenous Consumers"	(2017) 20 Australian Indigenous Law Review 154	Australian Indigenous Law Review	Australia	circa 2017	AustLII		1
"Disputing the Resolution: Why the Australian Complaints Authority Will Be Subject to Judicial Review"	(2018) 91 Australian Institute of Administrative Law Forum 30	Australian Institute of Administrative Law Forum	Australia	circa 2018	AustLII		1
"Business Self-Regulation"	(2012) 20 Australian Journal of Administrative Law 34	Australian Journal of Administrative Law	Australia	circa 2012	Legal Online		4
"The purpose of litigation"	(2009) 83 Australian Law Journal 601	Australian Law Journal	Australia	circa 2009	Legal Online		6
"The Antitrust Super Bowl: America'S Payment Systems, No-Surcharge Rules, And The Hidden Costs Of Credit"	(2005) 3 Berkeley Business Law Journal 265	Berkeley Business Law Journal	United States	circa 2005	HeinOnline / LexisNexis		2
"Developments in the Buy Now, Pay Later Market"	[2021] Bulletin 59	Bulletin	United States	circa 2021	HeinOnline		1
(2014) 32 Co and Securities Law Journal 334	(2014) 32 Company and Securities Law Journal 334	Company and Securities Law Journal	Australia	circa 2014	Legal Online		3
"Will Emerging Information Technologies Outpace Consumer Protection Law? The Case of Digital Consumer Manipulation"	(2018) 26 (2) Competition & Consumer Law Journal 141	Competition & Consumer Law Journal	Australia	circa 2018	LexisNexis AU		2
"Judicial Method and Technique in Anti-Trust Litigation: The European Courts"	(2005) 13 Competition & Consumer Law Journal 1	Competition & Consumer Law Journal	Australia	circa 2005	LexisNexis AU		3
"The Importance Of Litigant Wealth"	(2010) 59 DePaul Law Review 649	DePaul Law Review	United States	circa 2010	HeinOnline / LexisNexis		1
"The Hayne Royal Commission and Financial Sector Misbehaviour: Lasting Change or Temporary Fix?"	(2019) 30 (2) Economic and Labour Relations Review 200	Economic and Labour Relations Review	Australia	circa 2019	AustLII		1
R v Disciplinary Committee of Jockey Club; Ex parte Aga Khan	[1992] EWCA Civ 7; [1993] 2 All ER 853; [1993] 1 WLR 909	England and Wales Court of Appeal - Civil Division	United Kingdom - England and Wales	4 Dec 1992	BAILII		106
R v Panel on Take-Overs & Mergers; Ex parte Datafin plc	[1986] EWCA Civ 8; [1987] QB 815; [1987] 1 All ER 564; [1987] 2 WLR 699; (1986) 2 BCC 99086	England and Wales Court of Appeal - Civil Division	United Kingdom - England and Wales	14 Mar 1986	BAILII		327
"Regulating Fintech in the EU: The Case for a Guided Sandbox"	(2020) 11 (3) European Journal of Risk Regulation 604	European Journal of Risk Regulation	Germany	circa 2020			1
Australian Securities and Investments Commission v Mayfair Wealth Partners Pty Ltd	[2020] FCA 494	Federal Court of Australia	Australia - Commonwealth	16 Apr 2020	AustLII		5
Australian Securities and Investments Commission v Cassimatis (No 8)	[2016] FCA 1023; (2016) 336 ALR 209	Federal Court of Australia	Australia - Commonwealth	26 Aug 2016	AustLII		79
Australian Competition and Consumer Commission v Chrisco Hampers Australia Ltd	[2015] FCA 1204; (2015) 239 FCR 33; (2015) 334 ALR 309; [2015] ATPR 42-513	Federal Court of Australia	Australia - Commonwealth	10 Nov 2015	AustLII		33
Australasian College of Cosmetic Surgery Ltd v Australian Medical Council Ltd	[2015] FCA 468; (2015) 232 FCR 225; (2015) 326 ALR 521	Federal Court of Australia	Australia - Commonwealth	14 May 2015	AustLII		7
Australian Securities and Investments Commission v Camelot Derivatives Pty Ltd (in liq)	[2012] FCA 414; (2012) 88 ACSR 206	Federal Court of Australia	Australia - Commonwealth	23 Apr 2012	AustLII		36
S & I Publishing Pty Ltd v Australian Surf Life Saver Pty Ltd	[1999] FCA 316; (1998) 88 FCR 354; (1998) 168 ALR 396; 43 IPR 531; [1998] ATPR 41-667	Federal Court of Australia	Australia - Commonwealth	30 Mar 1999	AustLII		66
"A Giant Problem: The Influence of the Chicago School on Australian Competition Law, Economic Dynamism and Inequality"	(2019) 47 (4) Federal Law Review 696	Federal Law Review	Australia	circa 2019	HeinOnline / Informit		2
"FinTech and RegTech: Enabling Innovation While Preserving Financial Stability"	(2017) 18 Georgetown Journal of International Affairs 47	Georgetown Journal of International Affairs	United States	circa 2017	HeinOnline		1
"The evolution of Fintech: A New Post-Crisis Paradigm?"	(2016) 47 Georgetown Journal of International Law 1271	Georgetown Journal of International Law	United States	circa 2016	HeinOnline / LexisNexis		3
Australian Competition and Consumer Commission v TPG Internet Pty Ltd	[2013] HCA 54; (2013) 250 CLR 640; (2013) 304 ALR 186; (2013) 96 ACSR 475; (2013) 88 ALJR 176	High Court of Australia	Australia - Commonwealth	12 Dec 2013	AustLII		588
Butcher v Lachlan Elder Realty Pty Ltd	[2004] HCA 60; (2004) 218 CLR 592; (2004) 212 ALR 357; (2004) 79 ALJR 308; [2005] ANZ Conv R 65; [2004] ATPR 42-033	High Court of Australia	Australia - Commonwealth	2 Dec 2004	AustLII		640
"Incentives at the Counter: An Empirical Analysis of Surcharging Card Payments and Payment Behaviour in the Netherlands"	(2010) 34 (8) Journal of Banking and Finance 1738	Journal of Banking and Finance		circa 2010			1
"Regulating Financial Product Design in Australia: An Analysis of the UK Approach"	(2017) 28 Journal of Banking and Finance Law and Practice 95	Journal of Banking and Finance Law and Practice	Australia	circa 2017	Legal Online		1
"A Jurisdictional Comparison of the Twin Peaks Model of Financial Regulation"	(2016) 18 (2) Journal of Banking Regulation 103	Journal of Banking Regulation		circa 2016			2
"Behavioural Economics in Unfair Contract Terms: Cautions and Considerations"	(2011) 34 (3) Journal of Consumer Policy 337	Journal of Consumer Policy	Germany	circa 2011			1
"Framework for Regulation of the Consumer Marketplace"	(1985) 8 (4) Journal of Consumer Policy 353	Journal of Consumer Policy	Germany	circa 1985			1
"How Exceptional is Australian Financial Sector Misconduct? The Hayne Royal Commission Revisited"	(2020) 14 (2) Law and Financial Markets Review 77	Law and Financial Markets Review		circa 2020			1
"Industry SelfRegulation: An Institutional Perspective"	(1997) 19 (4) Law and Policy 363	Law and Policy	Netherlands	circa 1997	Springer		1
"Why the “ Haves ” Come Out Ahead: Speculations on the Limits of Legal Change"	(1974) 9 Law and Society Review 95	Law and Society Review	United States	circa 1974			40
"Behavioral Economics Goes to Court: The Fundamental Flaws in the Behavioral Law & Economics Arguments Against No-Surcharge Laws"	(2017) 82 Missouri Law Review 769	Missouri Law Review	United States	circa 2017	HeinOnline / LexisNexis		1
"Wargaming Financial Crises: The Problem of (In)Experience and Regulator Expertise"	(2014) 34 Review of Banking and Financial Law 111	Review of Banking and Financial Law	United States	circa 2014	HeinOnline		1
2 San Diego International Law Journal 311	2 San Diego International Law Journal 311	San Diego International Law Journal	United States	circa 2017	HeinOnline / LexisNexis		1
Vergara v Chartered Accountants ANZ	[2021] VSC 34	Supreme Court of Victoria	Australia - Victoria	23 Feb 2021	AustLII		1
Mickovski v Financial Ombudsman Service Ltd	[2011] VSC 257	Supreme Court of Victoria	Australia - Victoria	17 Jun 2011	AustLII		7
CECA Institute Pty Ltd v Australian Council for Private Education & Training	[2010] VSC 552; (2010) 30 VR 555; (2010) 245 FLR 86	Supreme Court of Victoria	Australia - Victoria	3 Dec 2010	AustLII		28
"Encouraging Surcharge: Toward a Market-Driven Solution to Supercompetitive Credit Card Interchange Fees"	(2021) 99 Texas Law Review 621	Texas Law Review	United States	circa 2021	HeinOnline / LexisNexis		1
"Libertarian Paternalism Is Not an Oxymoron"	(2003) 70 University of Chicago Law Review 1159	University of Chicago Law Review	United States	circa 2003	HeinOnline / LexisNexis		8
"Legitimacy In Australia's Financial System External Dispute Resolution Framework: New And Improved Or Simply New?"	(2019) 42 University of New South Wales Law Journal 335	University of New South Wales Law Journal	Australia	circa 2019	AustLII		1
"From Safety Nets to Support Networks: Beyond 'Vulnerability' in Protection for Consumers with Cognitive Disabilities"	(2018) 41 University of New South Wales Law Journal 818	University of New South Wales Law Journal	Australia	circa 2018	AustLII		1
"Dealing with Disruption: Emerging Approaches to Fintech Regulation"	(2020) 61 Washington University Journal of Law & Policy 25	Washington University Journal of Law & Policy	United States	circa 2020	HeinOnline / LexisNexis		1
Durney	(2019) 57 VR 158		Australia - Victoria	circa 2019	LexisNexis AU		3
Chase Oyster Bar Pty Ltd v Hamo Industries Pty Ltd	(2010) 78 NSWLR 410		Australia - New South Wales	circa 2010	LexisNexis AU		1
Australian Securities and Investments Commission v Kobelt	(2019) 267 CLR 1		Australia - Commonwealth	circa 2019	Legal Online / Westlaw		86