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Permanent Trustee Australia Ltd v FAI General Insurance Co Ltd   flag  28

[1998] NSWSC 1011; 147 FLR 12; (1998) 10 ANZ Insurance Cases 61-409; (1998) 44 NSWLR 186
Supreme Court of New South Wales
Australia - New South Wales
1st April, 1998

Cases Referring to this Case

Case Name Citation(s) Court Jurisdiction Date †  Full Text Citation Index
Pantaenius Australia Pty Ltd v Watkins Syndicate 0457 at Lloyds [2016] FCA 1 Federal Court of Australia Australia - Commonwealth 5 Jan 2016 AustLII flag 2
Kalabakas v Chubb Insurance Co of Australia Ltd [2015] VSC 705 Supreme Court of Victoria Australia - Victoria 11 Dec 2015 AustLII flag 1
Graham v Colonial Mutual Life Assurance Society Ltd (No 2) [2014] FCA 717 Federal Court of Australia Australia - Commonwealth 4 Jul 2014 AustLII flag 13
Maxwell v Highway Hauliers Pty Ltd [2013] WASCA 115; (2013) 45 WAR 297; (2013) 275 FLR 64; (2013) 298 ALR 700 Supreme Court of Western Australia - Court of Appeal Australia - Western Australia 5 Jul 2013 AustLII flag 11
Thiess Pty Ltd v Warren Brothers Earthmoving Pty Ltd [2013] QSC 141 Supreme Court of Queensland Australia - Queensland 31 May 2013 AustLII flag 3
R v Horne [2011] QCA 282 Supreme Court of Queensland - Court of Appeal Australia - Queensland 11 Oct 2011 AustLII flag
Johnson v Triple C Furniture & Electrical Pty Ltd [2010] QCA 282; (2010) 243 FLR 336 Supreme Court of Queensland - Court of Appeal Australia - Queensland 15 Oct 2010 AustLII flag 11
CGU Insurance Ltd v Porthouse [2007] NSWCA 80; (2007) 14 ANZ Insurance Cases 61-727 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 11 Apr 2007 AustLII flag 4
A & D Douglas Pty Ltd v Lawyers Private Mortgages Pty Ltd [2006] FCA 520; (2006) 14 ANZ Insurance Cases 61-709 Federal Court of Australia Australia - Commonwealth 12 May 2006 AustLII flag 2
Tzaidas v Child [2004] NSWCA 252; 208 ALR 651; (2004) 61 NSWLR 18; 13 ANZ Insurance Cases 61-617 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 27 Jul 2004 AustLII flag 43
QBE Mercantile Mutual Ltd v Hammer Waste Pty Ltd [2003] NSWCA 356; (2004) 13 ANZ Insurance Cases 61-586 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 9 Dec 2003 AustLII flag 3
Sds Corporation Ltd v Pasdonnay Pty Ltd [2003] WASC 147 Supreme Court of Western Australia Australia - Western Australia 8 Aug 2003 AustLII flag 2
Permanent Trustee Australia Ltd v FAI General Insurance Co Ltd (in liq) [2003] HCA 25; (2003) 214 CLR 514; (2003) 197 ALR 364; (2003) 12 ANZ Insurance Cases 61-565; (2003) 77 ALJR 1070; (2003) 24 Leg Rep 2 High Court of Australia Australia - Commonwealth 8 May 2003 AustLII flag 93
Gosford City Council v GIO General Ltd [2003] NSWCA 34; (2003) 56 NSWLR 542; 12 ANZ Insurance Cases 61-566 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 7 Mar 2003 AustLII flag 15
Hammer Waste Pty Ltd v QBE Mercantile Mutual Ltd [2002] NSWSC 1006; (2003) 12 ANZ Insurance Cases 61-553 Supreme Court of New South Wales Australia - New South Wales 29 Oct 2002 AustLII flag 15
Stapleton v NTI Ltd [2002] QDC 204 District Court of Queensland Australia - Queensland 25 Jul 2002 AustLII flag 2
Schaffer v Royal & Sun Alliance Life Assurance Australia Ltd [2002] QDC 126 District Court of Queensland Australia - Queensland 10 May 2002 AustLII flag
GIO General Ltd v Wallace [2001] NSWCA 299; 11 ANZ Insurance Cases 61-506 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 23 Oct 2001 AustLII flag 13
FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd [2001] HCA 38; (2001) 204 CLR 641; (2001) 180 ALR 374; (2001) 75 ALJR 1236; (2001) 11 ANZ Insurance Cases 61-497; (2001) 22 Leg Rep 13 High Court of Australia Australia - Commonwealth 27 Jun 2001 AustLII flag 80
Dew v Suncorp Life and Superannuation Ltd [2001] QSC 252 Supreme Court of Queensland Australia - Queensland 21 Mar 2001 AustLII flag 1
Pilmer v HIH Casualty & General Insurance Ltd [2000] SASC 299; (2000) 80 SASR 472 Supreme Court of South Australia Australia - South Australia 6 Sep 2000 AustLII flag 1
Einfeld v HIH Casualty & General Insurance Ltd [1999] NSWSC 867; (1999) 166 ALR 714; 152 FLR 211; 10 ANZ Insurance Cases 61-450 Supreme Court of New South Wales Australia - New South Wales 24 Sep 1999 AustLII flag 9
FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd [1999] QCA 243 Supreme Court of Queensland - Court of Appeal Australia - Queensland 9 Jul 1999 AustLII flag 1

Law Journal Articles Referring to this Case

Journal Article Title Citation(s) Author Jurisdiction Date †  Full Text Citation Index
"Unenforceable Exclusions in Travel Insurance" [2018] USydLRS 3 (2018) 29 Insurance Law Journal 71 Campbell, J C Australia circa 2018 AustLII flag 2
"Insureds are Not Obliged to Disclose Matters of Commerciality: Permanent Trustee Australia Ltd v FAI Insurance Co Ltd " (2003) 8 Deakin Law Review 185 Peadon, Chris Australia circa 2003 AustLII flag
Striving for Equilibrium: A Critical Analysis of Section 54 of The Australian Insurance Contracts Act [2003] MurUEJL 20 Murdoch University Electronic Journal of Law Australia circa 2003 AustLII flag
"The Duty of Utmost Good Faith" (2002) 87 Australian Construction Law Newsletter 19 Godfrey, Kelly Australia circa 2002 AustLII flag
"The Lessor of Two Evils: FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd" (2001) 1 (2) Queensland University of Technology Law and Justice Journal 304 Muscillo, Michele Australia - Queensland circa 2001 AustLII flag

Legislation Cited

Legislation Name Provision
Insurance Contracts Act 1984 (Cth) s8, s12, s13, s21, s25, s26, s28, s31, s33, s54

Cases and Articles Cited

Case Name Citation(s) Court Jurisdiction Date †  Full Text Citation Index
Newcastle City Council v GIO General Ltd [1997] HCA 53; (1997) 191 CLR 85; (1997) 149 ALR 623; (1997) 72 ALJR 97; (1997) 9 ANZ Insurance Cases 61-380; (1997) 19 Leg Rep 2 High Court of Australia Australia - Commonwealth 2 Dec 1997 AustLII flag 513
Antico v Heath Fielding Australia Pty Ltd [1997] HCA 35; (1997) 188 CLR 652; (1997) 146 ALR 385; (1997) 71 ALJR 1210; (1997) 9 ANZ Insurance Cases 61-371; (1997) 11 Leg Rep 25 High Court of Australia Australia - Commonwealth 7 Aug 1997 AustLII flag 72
PCW Syndicates v PCW Reinsurers (1996) 1 All ER 774 United Kingdom circa 1996 LexisNexis flag 2
Macquarie Bank Ltd v National Mutual Life Association of Australia Ltd (1996) 40 NSWLR 543 Australia - New South Wales circa 1996 LexisNexis AU flag 168
GIO General Ltd v Newcastle City Council (1996) 134 ALR 605; (1996) 38 NSWLR 558; (1996) 9 ANZ Insurance Cases 61-301 Australia - New South Wales circa 1996 LexisNexis AU flag 51
Kelly v New Zealand Insurance Co Ltd (1996) 130 FLR 97; (1996) 9 ANZ Insurance Cases 61-317 Australia circa 1996 Legal Online / Westlaw flag 29
Drayton v Martin (1996) 137 ALR 146 Australia circa 1996 LexisNexis AU flag 1
Commissioner of Stamp Duties (NSW) v Carlenka Pty Ltd (1995) 41 NSWLR 329; (1995) 31 ATR 281; 7 BPR 15,083; [1996] ANZ Conv R 219 Australia - New South Wales circa 1996 LexisNexis AU flag 153
Rocco Pezzano Pty Ltd v Unity Insurance Brokers Pty Ltd (1995) 8 ANZ Insurance Cases 61-288 circa 1995 8
Deutsche Ruckversicherung Aktiengesellschaft v Walbrook Insurance Co Ltd [1994] 4 All ER 181; [1995] 1 WLR 1017; [1995] 1 Lloyds Rep 153 United Kingdom circa 1995 LexisNexis flag 30
Sinclair Horder O'Malley & Co v National Insurance Co of New Zealand Ltd [1995] 2 NZLR 257; (1995) 8 ANZ Insurance Cases 61-255 New Zealand circa 1995 LexisNexis flag 10
Pan Atlantic Insurance Co Ltd v Pine Top Insurance Co Ltd [1995] 1 AC 501; [1994] 3 All ER 581; [1994] 2 Lloyds Rep 427; [1994] 3 WLR 677 United Kingdom circa 1995 LexisNexis / Westlaw flag 134
Burns v MMI-CMI Insurance Ltd (1994) 8 ANZ Insurance Cases 61-228 circa 1994 12
BHP Petroleum (Timor Sea) Pty Ltd v Minister for Resources [1994] FCA 168; (1994) 49 FCR 155; (1994) 121 ALR 280; (1994) 32 ALD 17; (1994) 28 ATR 16 Federal Court of Australia Australia - Commonwealth circa 1994 AustLII flag 23
Spunwill Pty Ltd v BAB Pty Ltd (1994) 36 NSWLR 290; [1995] Aust Contract Reports 90-053 Australia - New South Wales circa 1994 LexisNexis AU flag 135
FAI General Insurance Co Ltd v Perry (1993) 7 ANZ Insurance Cases 61-164; (1993) 30 NSWLR 89 circa 1993 26
FAI General Insurance v Hendry Rae & Court (1993) 7 ANZ Insurance Cases 61-233 circa 1993 1
Bush v National Australia Bank Ltd (1992) 35 NSWLR 390 Australia - New South Wales circa 1992 LexisNexis AU flag 51
Eagle Trust plc v SBC Securities Ltd [1992] 4 All ER 488 United Kingdom circa 1992 LexisNexis flag 15
Trawl Industries of Australia Pty Ltd v Effem Foods Pty Ltd (1992) 27 NSWLR 326; [1992] Aust Contract Reports 90-011 Australia - New South Wales circa 1992 LexisNexis AU flag 156
Manchester Unity Total Care Building Society v MGICA Ltd (1991) 6 ANZ Insurance Cases 61-062 circa 1991 11
East End Real Estate Pty Ltd v C E Heath Casualty and General Insurance Ltd (1991) 25 NSWLR 400; (1991) 7 ANZ Insurance Cases 61-092 Australia - New South Wales circa 1991 LexisNexis AU flag 49
Prime Forme Cutting Pty Ltd v Baltica General Insurance Co Ltd (1991) 6 ANZ Insurance Cases 61-028 circa 1991 18
Bond v Hongkong Bank of Australia Ltd (1991) 25 NSWLR 286 Australia - New South Wales circa 1991 LexisNexis AU flag 38
Zurich Australian Insurance Ltd v Contour Mobel Pty Ltd [1991] VicRp 53; [1991] 2 VR 146; (1990) 6 ANZ Insurance Cases 60-984 Australia - Victoria 9 Apr 1990 AustLII flag 11
Zurich Australian Insurance Ltd v Fruehauf Finance Corporation Ltd (1990) 6 ANZ Insurance Cases 61-014 circa 1990 6
Hide & Skin Trading Pty Ltd v Oceanic Meat Traders Ltd (1990) 20 NSWLR 310 Australia - New South Wales circa 1990 LexisNexis AU flag 237
Schenker & Co (Aust) Pty Ltd v Maplas Equipment [1990] VicRp 74; [1990] VR 834 Australia - Victoria 14 Dec 1989 AustLII flag 118
Twenty-First Maylux Pty Ltd v Mercantile Mutual Insurance (Aust) Ltd [1990] VicRp 81; [1990] VR 919; (1989) 92 ALR 661; (1989) 6 ANZ Insurance Cases 60-954 Australia - Victoria 5 Dec 1989 AustLII flag 35
Advance (NSW) Insurance Agencies Pty Ltd v Matthews [1989] HCA 22; (1989) 166 CLR 606; (1989) 85 ALR 161; (1989) 63 ALJR 365; (1989) 5 ANZ Insurance Cases 60-910 High Court of Australia Australia - Commonwealth 2 May 1989 AustLII flag 63
Ditchburn v Seltsam Ltd (1989) 17 NSWLR 697; [1989] Aust Torts Reports 80-297 Australia - New South Wales circa 1989 LexisNexis AU flag 28
Plasteel Windows Australia Pty Ltd v CE Heath Underwriting Agencies Pty Ltd (1989) 5 ANZ Insurance Cases 60-926 circa 1989 21
Newnham v Baker [1989] 1 Qd R 393; (1988) 5 ANZ Insurance Cases 60-885 Australia - Queensland circa 1989 LexisNexis AU flag 10
Ayoub v Lombard Insurance Co (Aust) Pty Ltd (1989) 97 FLR 284; (1989) 5 ANZ Insurance Cases 60-933 Australia circa 1989 Legal Online / Westlaw flag 32
Lindsay v CIC Insurance Ltd (1989) 5 ANZ Insurance Cases 60-913; (1989) 16 NSWLR 673 circa 1989 29
Delphin v Lumley General Insurance Ltd (1989) 5 ANZ Insurance Cases 60-941; (1989) 6 SR (WA) 161 circa 1989 9
Manufacturers ’ Mutual Insurance Ltd v Withers (1988) 5 ANZ Insurance Cases 60-853 circa 1988 75
Dickinson v Motor Vehicle Insurance Trust [1987] HCA 49; (1987) 163 CLR 500; (1987) 74 ALR 197; (1987) 61 ALJR 553; (1987) 5 MVR 385; [1987] Aust Torts Reports 80-125; (1987) 4 ANZ Insurance Cases 60-808 High Court of Australia Australia - Commonwealth 13 Oct 1987 AustLII flag 127
Re Montagu's Settlement Trusts [1987] Ch 264; [1987] 2 WLR 1192 Court of Chancery United Kingdom circa 1987 LexisNexis / Westlaw flag 131
Burns Philp Hardware Ltd v Howard Chia Pty Ltd (1987) 8 NSWLR 642 Australia - New South Wales circa 1987 LexisNexis AU flag 50
Barclay Holdings (Aust) Pty Ltd v British National Insurance Co Ltd (1987) 8 NSWLR 514; (1987) 4 ANZ Insurance Cases 60-770 Australia - New South Wales circa 1987 LexisNexis AU flag 25
Advance (NSW) Insurance Agencies Pty Ltd v Matthews (1987) 4 ANZ Insurance Cases 60-813 circa 1987 17
Darlington Futures Ltd v Delco Australia Pty Ltd [1986] HCA 82; (1986) 161 CLR 500; (1986) 68 ALR 385; (1986) 61 ALJR 76; 5 ACLC 132; (1986) 161 CR 500; 7-062 P 331 High Court of Australia Australia - Commonwealth 16 Dec 1986 AustLII flag 384
Khoury v Government Insurance Office (NSW) [1984] HCA 55; (1984) 165 CLR 622; (1984) 54 ALR 639; (1984) 58 ALJR 502; (1984) 3 ANZ Insurance Cases 60-581 High Court of Australia Australia - Commonwealth 3 Sep 1984 AustLII flag 338
State Government Insurance Commission (SA) v Stevens Bros Pty Ltd [1984] HCA 32; (1984) 154 CLR 552; (1984) 52 ALR 441; (1984) 58 ALJR 346; (1984) 1 MVR 97; (1984) 3 ANZ Insurance Cases 60-560 High Court of Australia Australia - Commonwealth 16 May 1984 AustLII flag 77
Guthrie House Ltd v Cornhill Insurance Co Ltd [1982] NZHC 284; (1982) 2 ANZ Insurance Cases 60-466 High Court of New Zealand New Zealand 8 Mar 1982 NZLII flag 7
Kahlbetzer v Cincotta [1982] NSW Conv R 55-105 Australia - New South Wales circa 1982 IntelliConnect flag 2
Codelfa Construction Pty Ltd v State Rail Authority of New South Wales [1982] HCA 24; (1982) 149 CLR 337; (1982) 41 ALR 367; (1982) 56 ALJR 459 High Court of Australia Australia - Commonwealth circa 1982 AustLII flag 3878
Re Chisum Services Pty Ltd (1982) 1 ACLC 292; (1982) 7 ACLR 641 Australia circa 1982 IntelliConnect flag 33
Anderson v Lynch (1982) 17 NTR 21 Australia - Northern Territory circa 1982 LexisNexis AU flag 4
Nittan (UK) Ltd v Solent Steel Fabrication Ltd [1981] 1 Lloyds Rep 633 United Kingdom circa 1981 Westlaw flag 18
R v Fallon [1981] SASR 394 Supreme Court of South Australia Australia - South Australia circa 1981 Legal Online / Westlaw flag 1
Brambles Holdings Ltd v Carey (1976) 15 SASR 270; (1976) 2 ACLR 176 Supreme Court of South Australia Australia - South Australia circa 1976 Legal Online / Westlaw flag 89
Steinberg v FCT [1975] HCA 63; (1975) 134 CLR 640; (1975) 7 ALR 491; 3 ATR 570; 47 ALJR 255 High Court of Australia Australia - Commonwealth 10 Oct 1975 AustLII flag 197
Champtaloup v Thomas [1974] 2 NSWLR 38 Australia - New South Wales circa 1974 LexisNexis AU flag 16
Blackley v National Mutual Life Association of Australasia Ltd [1972] NZLR 1038 New Zealand circa 1972 LexisNexis flag 15
Farrell v Federated Employers Insurance Association Ltd (1970) 3 All ER 632; [1970] 1 WLR 1400; [1970] 2 Lloyds Rep 170 United Kingdom circa 1970 LexisNexis flag 11
Thomas National Transport (Melbourne) Pty Ltd v May & Baker (Australia) Pty Ltd [1966] HCA 46; (1966) 115 CLR 353; [1967] ALR 3; 40 ALJR 189 High Court of Australia Australia - Commonwealth 10 Aug 1966 AustLII flag 70
Government Insurance Office of New South Wales v RJ Green & Lloyd Pty Ltd [1966] HCA 6; (1966) 114 CLR 437; [1967] ALR 106; 39 ALJR 429 High Court of Australia Australia - Commonwealth 25 Feb 1966 AustLII flag 191
Whittam v W J Daniel & Co Ltd [1962] 1 QB 271; [1961] 3 All ER 796 United Kingdom circa 1962 LexisNexis / Westlaw flag 34
Fitzgerald v Masters [1956] HCA 53; (1956) 95 CLR 420; (1956) 30 ALJR 412 High Court of Australia Australia - Commonwealth 11 Sep 1956 AustLII flag 583
Vines v Djordjevitch [1955] HCA 19; (1955) 91 CLR 512; [1955] ALR 431; (1955) 29 ALJR 31 High Court of Australia Australia - Commonwealth 1 Apr 1955 AustLII flag 331
White v Australian and New Zealand Theatres Ltd [1943] HCA 6; (1943) 67 CLR 266 High Court of Australia Australia - Commonwealth 29 Apr 1943 AustLII flag 85
Lloyd v Grace Smith [1912] AC 716 United Kingdom circa 1912 LexisNexis / Westlaw flag 299
Coleman's Depositories Ltd and Life and Health Assurance Association, In re [1907] UKLawRpKQB 125; [1907] 2 KB 798 United Kingdom 20 Jun 1907 CommonLII flag 15
George and Goldsmiths and General Burglary Association Ltd, In re [1899] UKLawRpKQB 46; [1899] 1 QB 595 United Kingdom 6 Mar 1899 CommonLII flag 6
Re Hampshire Land Co [1896] UKLawRpCh 122; [1896] 2 Ch 743 Court of Chancery United Kingdom 9 Jul 1896 CommonLII flag 125
Blackburn, Low & Co v Haslam [1888] UKLawRpKQB 108; (1888) 21 QBD 144 United Kingdom 5 Jun 1888 CommonLII flag 6
Blackburn, Low & Co v Vigors [1887] UKLawRpAC 40; [1886] UKLawRpKQB 91; (1887) 12 AC 531; 17 QBD 553 Queen's Bench United Kingdom 28 May 1886 CommonLII flag 58
Tate & Sons v Hyslop [1885] UKLawRpKQB 97; (1885) 15 QBD 368; 53 LT 581 United Kingdom 18 Jun 1885 CommonLII flag 16
Bradford v Symondson [1881] UKLawRpKQB 62; (1881) 7 QBD 456 United Kingdom 1 Apr 1881 CommonLII flag 2
Barnes v Addy [1874] UKLawRpCh 20; (1874) LR 9 Ch 244; (1874) LR 9 LRCh App 244; (1874) 43 LJCh 513; (1874) 22 WR 505; (1874) 30 LT 4; (1874) 144 ER 643 Court of Chancery United Kingdom 12 Feb 1874 CommonLII flag 1055
Anderson v The Pacific Fire & Marine Insurance Co (1872) 7 LRCP 65 circa 1872 1

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