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Permanent Trustee Australia Ltd v FAI General Insurance Co Ltd   flag  28

[1998] NSWSC 1011; 147 FLR 12; (1998) 10 ANZ Insurance Cases 61-409; (1998) 44 NSWLR 186
Supreme Court of New South Wales
Australia - New South Wales
1st April, 1998

Cases Referring to this Case

Case Name Citation(s) Court Jurisdiction †  Date Full Text Citation Index
Pantaenius Australia Pty Ltd v Watkins Syndicate 0457 at Lloyds [2016] FCA 1 Federal Court of Australia Australia - Commonwealth 5 Jan 2016 AustLII flag 2
Graham v Colonial Mutual Life Assurance Society Ltd (No 2) [2014] FCA 717 Federal Court of Australia Australia - Commonwealth 4 Jul 2014 AustLII flag 13
A & D Douglas Pty Ltd v Lawyers Private Mortgages Pty Ltd [2006] FCA 520; (2006) 14 ANZ Insurance Cases 61-709 Federal Court of Australia Australia - Commonwealth 12 May 2006 AustLII flag 2
Permanent Trustee Australia Ltd v FAI General Insurance Co Ltd (in liq) [2003] HCA 25; (2003) 214 CLR 514; (2003) 197 ALR 364; (2003) 12 ANZ Insurance Cases 61-565; (2003) 77 ALJR 1070; (2003) 24 Leg Rep 2 High Court of Australia Australia - Commonwealth 8 May 2003 AustLII flag 93
FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd [2001] HCA 38; (2001) 204 CLR 641; (2001) 180 ALR 374; (2001) 75 ALJR 1236; (2001) 11 ANZ Insurance Cases 61-497; (2001) 22 Leg Rep 13 High Court of Australia Australia - Commonwealth 27 Jun 2001 AustLII flag 80
CGU Insurance Ltd v Porthouse [2007] NSWCA 80; (2007) 14 ANZ Insurance Cases 61-727 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 11 Apr 2007 AustLII flag 4
Tzaidas v Child [2004] NSWCA 252; 208 ALR 651; (2004) 61 NSWLR 18; 13 ANZ Insurance Cases 61-617 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 27 Jul 2004 AustLII flag 43
QBE Mercantile Mutual Ltd v Hammer Waste Pty Ltd [2003] NSWCA 356; (2004) 13 ANZ Insurance Cases 61-586 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 9 Dec 2003 AustLII flag 3
Gosford City Council v GIO General Ltd [2003] NSWCA 34; (2003) 56 NSWLR 542; 12 ANZ Insurance Cases 61-566 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 7 Mar 2003 AustLII flag 15
Hammer Waste Pty Ltd v QBE Mercantile Mutual Ltd [2002] NSWSC 1006; (2003) 12 ANZ Insurance Cases 61-553 Supreme Court of New South Wales Australia - New South Wales 29 Oct 2002 AustLII flag 15
GIO General Ltd v Wallace [2001] NSWCA 299; 11 ANZ Insurance Cases 61-506 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 23 Oct 2001 AustLII flag 13
Einfeld v HIH Casualty & General Insurance Ltd [1999] NSWSC 867; (1999) 166 ALR 714; 152 FLR 211; 10 ANZ Insurance Cases 61-450 Supreme Court of New South Wales Australia - New South Wales 24 Sep 1999 AustLII flag 9
Thiess Pty Ltd v Warren Brothers Earthmoving Pty Ltd [2013] QSC 141 Supreme Court of Queensland Australia - Queensland 31 May 2013 AustLII flag 3
R v Horne [2011] QCA 282 Supreme Court of Queensland - Court of Appeal Australia - Queensland 11 Oct 2011 AustLII flag
Johnson v Triple C Furniture & Electrical Pty Ltd [2010] QCA 282; (2010) 243 FLR 336 Supreme Court of Queensland - Court of Appeal Australia - Queensland 15 Oct 2010 AustLII flag 11
Stapleton v NTI Ltd [2002] QDC 204 District Court of Queensland Australia - Queensland 25 Jul 2002 AustLII flag 2
Schaffer v Royal & Sun Alliance Life Assurance Australia Ltd [2002] QDC 126 District Court of Queensland Australia - Queensland 10 May 2002 AustLII flag
Dew v Suncorp Life and Superannuation Ltd [2001] QSC 252 Supreme Court of Queensland Australia - Queensland 21 Mar 2001 AustLII flag 1
FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd [1999] QCA 243 Supreme Court of Queensland - Court of Appeal Australia - Queensland 9 Jul 1999 AustLII flag 1
Pilmer v HIH Casualty & General Insurance Ltd [2000] SASC 299; (2000) 80 SASR 472 Supreme Court of South Australia Australia - South Australia 6 Sep 2000 AustLII flag 1
Kalabakas v Chubb Insurance Co of Australia Ltd [2015] VSC 705 Supreme Court of Victoria Australia - Victoria 11 Dec 2015 AustLII flag 1
Maxwell v Highway Hauliers Pty Ltd [2013] WASCA 115; (2013) 45 WAR 297; (2013) 275 FLR 64; (2013) 298 ALR 700 Supreme Court of Western Australia - Court of Appeal Australia - Western Australia 5 Jul 2013 AustLII flag 11
Sds Corporation Ltd v Pasdonnay Pty Ltd [2003] WASC 147 Supreme Court of Western Australia Australia - Western Australia 8 Aug 2003 AustLII flag 2

Law Journal Articles Referring to this Case

Journal Article Title Citation(s) Author Jurisdiction †  Date Full Text Citation Index
"Unenforceable Exclusions in Travel Insurance" [2018] USydLRS 3 (2018) 29 Insurance Law Journal 71 Campbell, J C Australia circa 2018 AustLII flag 2
Striving for Equilibrium: A Critical Analysis of Section 54 of The Australian Insurance Contracts Act [2003] MurUEJL 20 Murdoch University Electronic Journal of Law Australia circa 2003 AustLII flag
"Insureds are Not Obliged to Disclose Matters of Commerciality: Permanent Trustee Australia Ltd v FAI Insurance Co Ltd " (2003) 8 Deakin Law Review 185 Peadon, Chris Australia circa 2003 AustLII flag
"The Duty of Utmost Good Faith" (2002) 87 Australian Construction Law Newsletter 19 Godfrey, Kelly Australia circa 2002 AustLII flag
"The Lessor of Two Evils: FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd" (2001) 1 (2) Queensland University of Technology Law and Justice Journal 304 Muscillo, Michele Australia - Queensland circa 2001 AustLII flag

Legislation Cited

Legislation Name Provision
Insurance Contracts Act 1984 (Cth) s8, s12, s13, s21, s25, s26, s28, s31, s33, s54

Cases and Articles Cited

Case Name Citation(s) Court Jurisdiction †  Date Full Text Citation Index
CGU Insurance Ltd v Porthouse [2007] NSWCA 80; (2007) 14 ANZ Insurance Cases 61-727 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 11 Apr 2007 AustLII flag 4
Tzaidas v Child [2004] NSWCA 252; 208 ALR 651; (2004) 61 NSWLR 18; 13 ANZ Insurance Cases 61-617 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 27 Jul 2004 AustLII flag 43
QBE Mercantile Mutual Ltd v Hammer Waste Pty Ltd [2003] NSWCA 356; (2004) 13 ANZ Insurance Cases 61-586 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 9 Dec 2003 AustLII flag 3
Gosford City Council v GIO General Ltd [2003] NSWCA 34; (2003) 56 NSWLR 542; 12 ANZ Insurance Cases 61-566 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 7 Mar 2003 AustLII flag 15
Hammer Waste Pty Ltd v QBE Mercantile Mutual Ltd [2002] NSWSC 1006; (2003) 12 ANZ Insurance Cases 61-553 Supreme Court of New South Wales Australia - New South Wales 29 Oct 2002 AustLII flag 15
GIO General Ltd v Wallace [2001] NSWCA 299; 11 ANZ Insurance Cases 61-506 Supreme Court of New South Wales - Court of Appeal Australia - New South Wales 23 Oct 2001 AustLII flag 13
Einfeld v HIH Casualty & General Insurance Ltd [1999] NSWSC 867; (1999) 166 ALR 714; 152 FLR 211; 10 ANZ Insurance Cases 61-450 Supreme Court of New South Wales Australia - New South Wales 24 Sep 1999 AustLII flag 9
Macquarie Bank Ltd v National Mutual Life Association of Australia Ltd (1996) 40 NSWLR 543 Australia - New South Wales circa 1996 LexisNexis AU flag 168
Commissioner of Stamp Duties (NSW) v Carlenka Pty Ltd (1995) 41 NSWLR 329; (1995) 31 ATR 281; 7 BPR 15,083; [1996] ANZ Conv R 219 Australia - New South Wales circa 1996 LexisNexis AU flag 153
GIO General Ltd v Newcastle City Council (1996) 134 ALR 605; (1996) 38 NSWLR 558; (1996) 9 ANZ Insurance Cases 61-301 Australia - New South Wales circa 1996 LexisNexis AU flag 51
Spunwill Pty Ltd v BAB Pty Ltd (1994) 36 NSWLR 290; [1995] Aust Contract Reports 90-053 Australia - New South Wales circa 1994 LexisNexis AU flag 135
Trawl Industries of Australia Pty Ltd v Effem Foods Pty Ltd (1992) 27 NSWLR 326; [1992] Aust Contract Reports 90-011 Australia - New South Wales circa 1992 LexisNexis AU flag 156
Bush v National Australia Bank Ltd (1992) 35 NSWLR 390 Australia - New South Wales circa 1992 LexisNexis AU flag 51
Bond v Hongkong Bank of Australia Ltd (1991) 25 NSWLR 286 Australia - New South Wales circa 1991 LexisNexis AU flag 38
East End Real Estate Pty Ltd v C E Heath Casualty and General Insurance Ltd (1991) 25 NSWLR 400; (1991) 7 ANZ Insurance Cases 61-092 Australia - New South Wales circa 1991 LexisNexis AU flag 49
Hide & Skin Trading Pty Ltd v Oceanic Meat Traders Ltd (1990) 20 NSWLR 310 Australia - New South Wales circa 1990 LexisNexis AU flag 237
Ditchburn v Seltsam Ltd (1989) 17 NSWLR 697; [1989] Aust Torts Reports 80-297 Australia - New South Wales circa 1989 LexisNexis AU flag 28
Burns Philp Hardware Ltd v Howard Chia Pty Ltd (1987) 8 NSWLR 642 Australia - New South Wales circa 1987 LexisNexis AU flag 50
Barclay Holdings (Aust) Pty Ltd v British National Insurance Co Ltd (1987) 8 NSWLR 514; (1987) 4 ANZ Insurance Cases 60-770 Australia - New South Wales circa 1987 LexisNexis AU flag 25
Kahlbetzer v Cincotta [1982] NSW Conv R 55-105 Australia - New South Wales circa 1982 IntelliConnect flag 2
Champtaloup v Thomas [1974] 2 NSWLR 38 Australia - New South Wales circa 1974 LexisNexis AU flag 16
Anderson v Lynch (1982) 17 NTR 21 Australia - Northern Territory circa 1982 LexisNexis AU flag 4
Thiess Pty Ltd v Warren Brothers Earthmoving Pty Ltd [2013] QSC 141 Supreme Court of Queensland Australia - Queensland 31 May 2013 AustLII flag 3
R v Horne [2011] QCA 282 Supreme Court of Queensland - Court of Appeal Australia - Queensland 11 Oct 2011 AustLII flag
Johnson v Triple C Furniture & Electrical Pty Ltd [2010] QCA 282; (2010) 243 FLR 336 Supreme Court of Queensland - Court of Appeal Australia - Queensland 15 Oct 2010 AustLII flag 11
Stapleton v NTI Ltd [2002] QDC 204 District Court of Queensland Australia - Queensland 25 Jul 2002 AustLII flag 2
Schaffer v Royal & Sun Alliance Life Assurance Australia Ltd [2002] QDC 126 District Court of Queensland Australia - Queensland 10 May 2002 AustLII flag
Dew v Suncorp Life and Superannuation Ltd [2001] QSC 252 Supreme Court of Queensland Australia - Queensland 21 Mar 2001 AustLII flag 1
"The Lessor of Two Evils: FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd" (2001) 1 (2) Queensland University of Technology Law and Justice Journal 304 Muscillo, Michele Australia - Queensland circa 2001 AustLII flag
FAI General Insurance Co Ltd v Australian Hospital Care Pty Ltd [1999] QCA 243 Supreme Court of Queensland - Court of Appeal Australia - Queensland 9 Jul 1999 AustLII flag 1
Newnham v Baker [1989] 1 Qd R 393; (1988) 5 ANZ Insurance Cases 60-885 Australia - Queensland circa 1989 LexisNexis AU flag 10
Pilmer v HIH Casualty & General Insurance Ltd [2000] SASC 299; (2000) 80 SASR 472 Supreme Court of South Australia Australia - South Australia 6 Sep 2000 AustLII flag 1
R v Fallon [1981] SASR 394 Supreme Court of South Australia Australia - South Australia circa 1981 Legal Online / Westlaw flag 1
Brambles Holdings Ltd v Carey (1976) 15 SASR 270; (1976) 2 ACLR 176 Supreme Court of South Australia Australia - South Australia circa 1976 Legal Online / Westlaw flag 89
Kalabakas v Chubb Insurance Co of Australia Ltd [2015] VSC 705 Supreme Court of Victoria Australia - Victoria 11 Dec 2015 AustLII flag 1
Zurich Australian Insurance Ltd v Contour Mobel Pty Ltd [1991] VicRp 53; [1991] 2 VR 146; (1990) 6 ANZ Insurance Cases 60-984 Australia - Victoria 9 Apr 1990 AustLII flag 11
Schenker & Co (Aust) Pty Ltd v Maplas Equipment [1990] VicRp 74; [1990] VR 834 Australia - Victoria 14 Dec 1989 AustLII flag 118
Twenty-First Maylux Pty Ltd v Mercantile Mutual Insurance (Aust) Ltd [1990] VicRp 81; [1990] VR 919; (1989) 92 ALR 661; (1989) 6 ANZ Insurance Cases 60-954 Australia - Victoria 5 Dec 1989 AustLII flag 35
Maxwell v Highway Hauliers Pty Ltd [2013] WASCA 115; (2013) 45 WAR 297; (2013) 275 FLR 64; (2013) 298 ALR 700 Supreme Court of Western Australia - Court of Appeal Australia - Western Australia 5 Jul 2013 AustLII flag 11
Sds Corporation Ltd v Pasdonnay Pty Ltd [2003] WASC 147 Supreme Court of Western Australia Australia - Western Australia 8 Aug 2003 AustLII flag 2
Sinclair Horder O'Malley & Co v National Insurance Co of New Zealand Ltd [1995] 2 NZLR 257; (1995) 8 ANZ Insurance Cases 61-255 New Zealand circa 1995 LexisNexis flag 10
Guthrie House Ltd v Cornhill Insurance Co Ltd [1982] NZHC 284; (1982) 2 ANZ Insurance Cases 60-466 High Court of New Zealand New Zealand 8 Mar 1982 NZLII flag 7
Blackley v National Mutual Life Association of Australasia Ltd [1972] NZLR 1038 New Zealand circa 1972 LexisNexis flag 15
PCW Syndicates v PCW Reinsurers (1996) 1 All ER 774 United Kingdom circa 1996 LexisNexis flag 2
Deutsche Ruckversicherung Aktiengesellschaft v Walbrook Insurance Co Ltd [1994] 4 All ER 181; [1995] 1 WLR 1017; [1995] 1 Lloyds Rep 153 United Kingdom circa 1995 LexisNexis flag 30
Pan Atlantic Insurance Co Ltd v Pine Top Insurance Co Ltd [1995] 1 AC 501; [1994] 3 All ER 581; [1994] 2 Lloyds Rep 427; [1994] 3 WLR 677 United Kingdom circa 1995 LexisNexis / Westlaw flag 134
Eagle Trust plc v SBC Securities Ltd [1992] 4 All ER 488 United Kingdom circa 1992 LexisNexis flag 15
Re Montagu's Settlement Trusts [1987] Ch 264; [1987] 2 WLR 1192 Court of Chancery United Kingdom circa 1987 LexisNexis / Westlaw flag 131
Nittan (UK) Ltd v Solent Steel Fabrication Ltd [1981] 1 Lloyds Rep 633 United Kingdom circa 1981 Westlaw flag 18
Farrell v Federated Employers Insurance Association Ltd (1970) 3 All ER 632; [1970] 1 WLR 1400; [1970] 2 Lloyds Rep 170 United Kingdom circa 1970 LexisNexis flag 11
Whittam v W J Daniel & Co Ltd [1962] 1 QB 271; [1961] 3 All ER 796 United Kingdom circa 1962 LexisNexis / Westlaw flag 34
Lloyd v Grace Smith [1912] AC 716 United Kingdom circa 1912 LexisNexis / Westlaw flag 299
Coleman's Depositories Ltd and Life and Health Assurance Association, In re [1907] UKLawRpKQB 125; [1907] 2 KB 798 United Kingdom 20 Jun 1907 CommonLII flag 15
George and Goldsmiths and General Burglary Association Ltd, In re [1899] UKLawRpKQB 46; [1899] 1 QB 595 United Kingdom 6 Mar 1899 CommonLII flag 6
Re Hampshire Land Co [1896] UKLawRpCh 122; [1896] 2 Ch 743 Court of Chancery United Kingdom 9 Jul 1896 CommonLII flag 125
Blackburn, Low & Co v Haslam [1888] UKLawRpKQB 108; (1888) 21 QBD 144 United Kingdom 5 Jun 1888 CommonLII flag 6
Blackburn, Low & Co v Vigors [1887] UKLawRpAC 40; [1886] UKLawRpKQB 91; (1887) 12 AC 531; 17 QBD 553 Queen's Bench United Kingdom 28 May 1886 CommonLII flag 58
Tate & Sons v Hyslop [1885] UKLawRpKQB 97; (1885) 15 QBD 368; 53 LT 581 United Kingdom 18 Jun 1885 CommonLII flag 16
Bradford v Symondson [1881] UKLawRpKQB 62; (1881) 7 QBD 456 United Kingdom 1 Apr 1881 CommonLII flag 2
Barnes v Addy [1874] UKLawRpCh 20; (1874) LR 9 Ch 244; (1874) LR 9 LRCh App 244; (1874) 43 LJCh 513; (1874) 22 WR 505; (1874) 30 LT 4; (1874) 144 ER 643 Court of Chancery United Kingdom 12 Feb 1874 CommonLII flag 1055
FAI General Insurance v Hendry Rae & Court (1993) 7 ANZ Insurance Cases 61-233 circa 1993 1
Burns v MMI-CMI Insurance Ltd (1994) 8 ANZ Insurance Cases 61-228 circa 1994 12
FAI General Insurance Co Ltd v Perry (1993) 7 ANZ Insurance Cases 61-164; (1993) 30 NSWLR 89 circa 1993 26
Prime Forme Cutting Pty Ltd v Baltica General Insurance Co Ltd (1991) 6 ANZ Insurance Cases 61-028 circa 1991 18
Delphin v Lumley General Insurance Ltd (1989) 5 ANZ Insurance Cases 60-941; (1989) 6 SR (WA) 161 circa 1989 9
Plasteel Windows Australia Pty Ltd v CE Heath Underwriting Agencies Pty Ltd (1989) 5 ANZ Insurance Cases 60-926 circa 1989 21
Zurich Australian Insurance Ltd v Fruehauf Finance Corporation Ltd (1990) 6 ANZ Insurance Cases 61-014 circa 1990 6
Lindsay v CIC Insurance Ltd (1989) 5 ANZ Insurance Cases 60-913; (1989) 16 NSWLR 673 circa 1989 29
Advance (NSW) Insurance Agencies Pty Ltd v Matthews (1987) 4 ANZ Insurance Cases 60-813 circa 1987 17
Manchester Unity Total Care Building Society v MGICA Ltd (1991) 6 ANZ Insurance Cases 61-062 circa 1991 11
Manufacturers ’ Mutual Insurance Ltd v Withers (1988) 5 ANZ Insurance Cases 60-853 circa 1988 75
Rocco Pezzano Pty Ltd v Unity Insurance Brokers Pty Ltd (1995) 8 ANZ Insurance Cases 61-288 circa 1995 8
Anderson v The Pacific Fire & Marine Insurance Co (1872) 7 LRCP 65 circa 1872 1

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