Waterman v Gerling Australia Insurance Co Pty Ltd 64

[2005] NSWSC 1066; 194 FLR 419; (2005) 65 NSWLR 300; 13 ANZ Insurance Cases 61-664

Supreme Court of New South Wales

Australia - New South Wales

21st October, 2005

Cases Referring to this Case

Case Name	Citation(s)	Court	Jurisdiction †	Date	Full Text	Citation Index
Transport Workers' Union of Australia v Linfox Australia Pty Ltd	[2022] FWCFB 36	Fair Work Commission	Australia	26 Apr 2022	AustLII	1
Owners – Units Plan No 1917 v Koundouris	[2014] ACTSC 269	Supreme Court of the Australian Capital Territory	Australia - Australian Capital Territory	28 Oct 2014	AustLII	5
Pty Ltd v Core Building Group Pty Ltd	[2024] FCA 86	Federal Court of Australia	Australia - Commonwealth	15 Feb 2024	AustLII
Manhattan (Asia) Ltd v Dymocks Franchise Systems (China) Ltd	[2014] FCA 1143; (2014) 225 FCR 508; (2014) 144 ALD 100	Federal Court of Australia	Australia - Commonwealth	27 Oct 2014	AustLII	5
Rawley Pty Ltd v Bell (No 2)	[2007] FCA 583	Federal Court of Australia	Australia - Commonwealth	26 Apr 2007	AustLII	3
Oliveri Lawyers v Cassegrain Tea Tree Oil Pty Ltd	[2024] NSWCA 74	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	9 Apr 2024	AustLII	3
Broadway Plaza Investments Pty Ltd v Broadway Plaza Pty Ltd In the matter of Combined Projects (Arncliffe) Pty Ltd	[2020] NSWSC 1778	Supreme Court of New South Wales	Australia - New South Wales	14 Dec 2020	AustLII	12
Pages Property Investments Pty Ltd v Boros	[2020] NSWSC 1270	Supreme Court of New South Wales	Australia - New South Wales	17 Sep 2020	AustLII	9
Midcoast Petroleum Pty Ltd v Keldros Pty Ltd	[2019] NSWSC 970	Supreme Court of New South Wales	Australia - New South Wales	1 Aug 2019	AustLII	7
Allen v Wallace	[2019] NSWCATAP 58	New South Wales Civil and Administrative Tribunal - Appeal Panel	Australia - New South Wales	18 Mar 2019	AustLII	1
Fussell v Deigan	[2018] NSWSC 1419; (2018) 19 BPR 38,755	Supreme Court of New South Wales	Australia - New South Wales	19 Sep 2018	AustLII	5
In the matter of Jobema Pty Ltd	[2018] NSWSC 856	Supreme Court of New South Wales	Australia - New South Wales	7 Jun 2018	AustLII	1
Gupta v Fordham Laboratories Pty Ltd	[2018] NSWSC 551	Supreme Court of New South Wales	Australia - New South Wales	1 May 2018	AustLII	8
Taouk v Assure (NSW) Pty Ltd	[2017] NSWSC 534	Supreme Court of New South Wales	Australia - New South Wales	4 May 2017	AustLII	7
King v Adams	[2016] NSWSC 1798	Supreme Court of New South Wales	Australia - New South Wales	14 Dec 2016	AustLII	28
Owners – Strata Plan 74602 v Eastmark Holdings Pty Ltd; Eastmark Holdings Pty Ltd v The Owners – Strata Plan 74602	[2015] NSWSC 1981	Supreme Court of New South Wales	Australia - New South Wales	24 Dec 2015	AustLII	4
T & DC Pty Ltd v Workforce Clothing Pty Ltd	[2015] NSWSC 1731	Supreme Court of New South Wales	Australia - New South Wales	5 Nov 2015	AustLII	4
Danckert v Tonkin	[2015] NSWSC 1570	Supreme Court of New South Wales	Australia - New South Wales	23 Oct 2015	AustLII	13
M H Investments Aust Pty Ltd v Hurstville City Council	[2015] NSWCATAP 180	New South Wales Civil and Administrative Tribunal - Appeal Panel	Australia - New South Wales	19 Aug 2015	AustLII	2
Ell v Ell	[2015] NSWCA 38	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	6 Mar 2015	AustLII	6
Haddad v Allianz Australia Insurance Ltd	[2014] NSWDC 132	District Court of New South Wales	Australia - New South Wales	13 May 2014	AustLII	2
City Convenience Leasing Pty Ltd v Boo	[2014] NSWCATAP 12	New South Wales Civil and Administrative Tribunal - Appeal Panel	Australia - New South Wales	7 Apr 2014	AustLII	4
Richard Austin Ell v Stephen Maxwell Ell & Michael Richard Ell	[2014] NSWSC 259	Supreme Court of New South Wales	Australia - New South Wales	19 Mar 2014	AustLII	1
Re International Materials & Technologies Pty Ltd	[2014] NSWSC 168	Supreme Court of New South Wales	Australia - New South Wales	4 Mar 2014	AustLII
Mark Anthony Productions (NSW) Pty Ltd v The University of Sydney Union	[2014] NSWSC 120	Supreme Court of New South Wales	Australia - New South Wales	14 Feb 2014	AustLII
Re Motasea Pty Ltd	[2014] NSWSC 69; (2014) 97 ACSR 589	Supreme Court of New South Wales	Australia - New South Wales	14 Feb 2014	AustLII	24
Mark Mittag v Lauren Elizabeth Beggs and Alexander John Fawns	[2014] NSWCATCD 101	New South Wales Civil and Administrative Tribunal - Consumer and Commercial Division	Australia - New South Wales	23 Jan 2014	AustLII
Camellia Properties Pty Ltd v Wesfarmers General Insurance Ltd	[2013] NSWSC 1975	Supreme Court of New South Wales	Australia - New South Wales	24 Dec 2013	AustLII	8
City Convenience Leasing Pty Ltd v Boo	[2013] NSWADT 268	Administrative Decisions Tribunal	Australia - New South Wales	26 Nov 2013	AustLII	4
Craig v Silverbrook	[2013] NSWSC 1687	Supreme Court of New South Wales	Australia - New South Wales	15 Nov 2013	AustLII	61
Subway Realty Pty Ltd v Nekon Pty Ltd	[2013] NSWADT 231	Administrative Decisions Tribunal	Australia - New South Wales	17 Oct 2013	AustLII
Re Ledir Enterprises Pty Ltd	[2013] NSWSC 1332; (2013) 96 ACSR 1	Supreme Court of New South Wales	Australia - New South Wales	17 Sep 2013	AustLII	52
Stojanovski v Stojanovski	[2012] NSWSC 1338	Supreme Court of New South Wales	Australia - New South Wales	16 Nov 2012	AustLII	5
Pacific Resources International Pty Ltd v UTI (Aust) Pty Ltd; Brackley Industries Pty Ltd v UTI (Aust) Pty Ltd	[2012] NSWSC 1274	Supreme Court of New South Wales	Australia - New South Wales	25 Oct 2012	AustLII	1
Tranquility Pools & Spas Pty Ltd v Huntsman Chemical Co Australia Pty Ltd	[2011] NSWSC 75	Supreme Court of New South Wales	Australia - New South Wales	25 Feb 2011	AustLII	17
Chronopoulos v Carossel Pty Ltd	[2010] NSWADT 191	Administrative Decisions Tribunal	Australia - New South Wales	29 Jul 2010	AustLII	6
Everest Capital Ltd as Trustee of EBI Income Fund v Trust Co Ltd	[2010] NSWSC 231; (2010) 238 FLR 246; (2010) 77 ACSR 371; 28 ACLC 10-007	Supreme Court of New South Wales	Australia - New South Wales	12 Mar 2010	AustLII	8
Franklins Pty Ltd v Metcash Trading Ltd	[2009] NSWCA 407; (2009) 264 ALR 15; (2009) 76 NSWLR 603; 4 BFRA 351	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	16 Dec 2009	AustLII	558
Barecall Pty Ltd v Hoban	[2009] NSWSC 1104	Supreme Court of New South Wales	Australia - New South Wales	16 Oct 2009	AustLII	6
Blockbuster Australia Pty Ltd v Karioi Pty Ltd	[2009] NSWSC 1089	Supreme Court of New South Wales	Australia - New South Wales	16 Oct 2009	AustLII	7
Waste Recycling & Processing Corporation v Global Renewables Eastern Creek Pty Ltd	[2009] NSWSC 453	Supreme Court of New South Wales	Australia - New South Wales	29 May 2009	AustLII	6
Super 1000 Pty Ltd v Pacific General Securities Ltd	[2008] NSWSC 1222; (2008) 221 FLR 427	Supreme Court of New South Wales	Australia - New South Wales	26 Nov 2008	AustLII	23
Wilson v Interhealth Energies Pty Ltd	[2008] NSWSC 1137	Supreme Court of New South Wales	Australia - New South Wales	30 Oct 2008	AustLII	4
Public Trustee v Smith	[2008] NSWSC 397	Supreme Court of New South Wales	Australia - New South Wales	5 May 2008	AustLII	47
Greenwood v Kingston Properties Pty Ltd	[2007] NSWSC 1108; (2007) 13 BPR 24,943	Supreme Court of New South Wales	Australia - New South Wales	9 Oct 2007	AustLII	1
Presbyterian Church (NSW) Property Trust v Scots Church Development Ltd	[2007] NSWSC 676; (2007) 64 ACSR 31; (2007) 13 BPR 24,969	Supreme Court of New South Wales	Australia - New South Wales	29 Jun 2007	AustLII	19
Howe v Australian International Optimist Dinghy Assoc Inc	[2007] NSWSC 524	Supreme Court of New South Wales	Australia - New South Wales	24 May 2007	AustLII	1
Ryledar Pty Ltd v Euphoric Pty Ltd	[2007] NSWCA 65; (2007) 69 NSWLR 603; [2007] Aust Contract Reports 90-254; (2007) 69 NSWR 603	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	20 Apr 2007	AustLII	345
Moratic Pty Ltd v Gordon	[2007] NSWSC 5; (2007) 13 BPR 24,713; [2007] NSW Conv R 56-172; [2007] ANZ Conv R 198; [2007] Aust Contract Reports 90-255	Supreme Court of New South Wales	Australia - New South Wales	18 Jan 2007	AustLII	146
Rolleston Coal Holdings Pty Ltd v ICRA Rolleston Pty Ltd	[2020] QSC 352	Supreme Court of Queensland	Australia - Queensland	26 Nov 2020	AustLII	2
Watpac Construction Pty Ltd v The Regulator under the Work Health and Safety Act 2011	[2020] QIRC 187	Queensland Industrial Relations Commission	Australia - Queensland	30 Oct 2020	AustLII	7
Hydrofibre Pty Ltd v Australian Prime Fibre Pty Ltd (No 2)	[2013] QSC 174	Supreme Court of Queensland	Australia - Queensland	17 Jul 2013	AustLII	1
Dwyer & Varga v Berry	[2016] SADC 110	District Court of South Australia	Australia - South Australia	2 Sep 2016	AustLII	1
Palm Gardens Consolidated Pty Ltd v PG Properties Pty Ltd	[2009] SASC 311	Supreme Court of South Australia	Australia - South Australia	1 Oct 2009	AustLII	10
W & R Pty Ltd v Birdseye	[2008] SASC 321; (2008) 102 SASR 477; [2009] ANZ Conv R 9-005	Supreme Court of South Australia	Australia - South Australia	26 Nov 2008	AustLII	17
Rae & Partners Pty v Shaw	[2020] TASFC 14	Supreme Court of Tasmania	Australia - Tasmania	22 Dec 2020	AustLII	5
Owners Corporation PS623721 v Shangri-La Construction Pty Ltd (Building and Property) (Insurance)	[2023] VCAT 502	Victorian Civil and Administrative Tribunal	Australia - Victoria	3 May 2023	AustLII	1
AWH Pty Ltd v Impact Fertilisers Australia Pty Ltd	[2015] VCC 346	County Court of Victoria	Australia - Victoria	22 May 2015	AustLII
Bradfield v QOB Tenancy Pty Ltd (Retail Tenancies)	[2012] VCAT 755	Victorian Civil and Administrative Tribunal	Australia - Victoria	6 Jun 2012	AustLII	1
Pty Ltd v Bank of Queensland Ltd	[2015] WASC 434; (2015) 303 FLR 231	Supreme Court of Western Australia	Australia - Western Australia	2 Dec 2015	AustLII	20
Hughes v St Barbara Mines Ltd [No 4]	[2010] WASC 160	Supreme Court of Western Australia	Australia - Western Australia	30 Jun 2010	AustLII	88
Bell Group Ltd (in liq) v Westpac Banking Corporation (No 9)	[2008] WASC 239; (2008) 39 WAR 1; (2008) 225 FLR 1; (2008) 70 ACSR 1; (2008) 70 ASCR 1	Supreme Court of Western Australia	Australia - Western Australia	28 Oct 2008	AustLII	522
Alpha Wealth Financial Services Pty Ltd v Frankland River Olive Co Ltd	[2006] WASC 70; 199 FLR 91	Supreme Court of Western Australia	Australia - Western Australia	19 Apr 2006	AustLII	3
Gebauer Nominees Pty Ltd v Cole	[2006] WASC 57	Supreme Court of Western Australia	Australia - Western Australia	30 Mar 2006	AustLII	4

Legislation Cited

Legislation Name	Provision
Insurance Contracts Bill 1984 (Cth)
Acts Interpretation Act 1901 (Cth)	s15AA, s15AB
Insurance Contracts Act (Cth)	s59

Cases and Articles Cited

Case Name	Citation(s)	Court	Jurisdiction †	Date	Full Text	Citation Index
Howe v Australian International Optimist Dinghy Assoc Inc	[2007] NSWSC 524	Supreme Court of New South Wales	Australia - New South Wales	24 May 2007	AustLII	1
Ryledar Pty Ltd v Euphoric Pty Ltd	[2007] NSWCA 65; (2007) 69 NSWLR 603; [2007] Aust Contract Reports 90-254; (2007) 69 NSWR 603	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	20 Apr 2007	AustLII	345
Moratic Pty Ltd v Gordon	[2007] NSWSC 5; (2007) 13 BPR 24,713; [2007] NSW Conv R 56-172; [2007] ANZ Conv R 198; [2007] Aust Contract Reports 90-255	Supreme Court of New South Wales	Australia - New South Wales	18 Jan 2007	AustLII	146
MK & JA Roche Pty Ltd v Metro Edgley Pty Ltd	[2005] NSWCA 39	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	3 Mar 2005	AustLII	68
Galaxidis v Galaxidis	[2004] NSWCA 111	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	20 May 2004	AustLII	58
Australian Crime Commission v Gray	[2003] NSWCA 318	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	22 Dec 2003	AustLII	46
Australian Co-operative Foods Ltd v Norco Co-operative Ltd	[1999] NSWSC 274; (1999) 46 NSWLR 267; 45 IPR 228	Supreme Court of New South Wales	Australia - New South Wales	31 Mar 1999	AustLII	40
Johnson Matthey Ltd v AC Rochester Overseas Corporation	(1990) 23 NSWLR 190		Australia - New South Wales	circa 1990	LexisNexis AU	72
Rudi ’ s Enterprises Pty Ltd v Jay	(1987) 10 NSWLR 568		Australia - New South Wales	circa 1987	LexisNexis AU	45
Kingston v Keprose Pty Ltd	(1987) 11 NSWLR 404; 6 ACLC 226; 12 ACLR 609		Australia - New South Wales	circa 1987	LexisNexis AU	424
State Rail Authority of New South Wales v Heath Outdoor Pty Ltd	(1986) 7 NSWLR 170		Australia - New South Wales	circa 1986	LexisNexis AU	116
Eslea Holdings Ltd v Butts	(1986) 6 NSWLR 175; (1986) 4 ANZ Insurance Cases 60-738		Australia - New South Wales	circa 1986	LexisNexis AU	79
Rolleston Coal Holdings Pty Ltd v ICRA Rolleston Pty Ltd	[2020] QSC 352	Supreme Court of Queensland	Australia - Queensland	26 Nov 2020	AustLII	2
Watpac Construction Pty Ltd v The Regulator under the Work Health and Safety Act 2011	[2020] QIRC 187	Queensland Industrial Relations Commission	Australia - Queensland	30 Oct 2020	AustLII	7
Hydrofibre Pty Ltd v Australian Prime Fibre Pty Ltd (No 2)	[2013] QSC 174	Supreme Court of Queensland	Australia - Queensland	17 Jul 2013	AustLII	1
Newnham v Baker	[1989] 1 Qd R 393; (1988) 5 ANZ Insurance Cases 60-885		Australia - Queensland	circa 1989	LexisNexis AU	10
Dwyer & Varga v Berry	[2016] SADC 110	District Court of South Australia	Australia - South Australia	2 Sep 2016	AustLII	1
Palm Gardens Consolidated Pty Ltd v PG Properties Pty Ltd	[2009] SASC 311	Supreme Court of South Australia	Australia - South Australia	1 Oct 2009	AustLII	10
W & R Pty Ltd v Birdseye	[2008] SASC 321; (2008) 102 SASR 477; [2009] ANZ Conv R 9-005	Supreme Court of South Australia	Australia - South Australia	26 Nov 2008	AustLII	17
Rae & Partners Pty v Shaw	[2020] TASFC 14	Supreme Court of Tasmania	Australia - Tasmania	22 Dec 2020	AustLII	5
Owners Corporation PS623721 v Shangri-La Construction Pty Ltd (Building and Property) (Insurance)	[2023] VCAT 502	Victorian Civil and Administrative Tribunal	Australia - Victoria	3 May 2023	AustLII	1
AWH Pty Ltd v Impact Fertilisers Australia Pty Ltd	[2015] VCC 346	County Court of Victoria	Australia - Victoria	22 May 2015	AustLII
Bradfield v QOB Tenancy Pty Ltd (Retail Tenancies)	[2012] VCAT 755	Victorian Civil and Administrative Tribunal	Australia - Victoria	6 Jun 2012	AustLII	1
Flinn v Flinn	[1999] VSCA 109; [1999] 3 VR 712	Supreme Court of Victoria - Court of Appeal	Australia - Victoria	4 Aug 1999	AustLII	156
Pty Ltd v Bank of Queensland Ltd	[2015] WASC 434; (2015) 303 FLR 231	Supreme Court of Western Australia	Australia - Western Australia	2 Dec 2015	AustLII	20
Hughes v St Barbara Mines Ltd [No 4]	[2010] WASC 160	Supreme Court of Western Australia	Australia - Western Australia	30 Jun 2010	AustLII	88
Bell Group Ltd (in liq) v Westpac Banking Corporation (No 9)	[2008] WASC 239; (2008) 39 WAR 1; (2008) 225 FLR 1; (2008) 70 ACSR 1; (2008) 70 ASCR 1	Supreme Court of Western Australia	Australia - Western Australia	28 Oct 2008	AustLII	522
Alpha Wealth Financial Services Pty Ltd v Frankland River Olive Co Ltd	[2006] WASC 70; 199 FLR 91	Supreme Court of Western Australia	Australia - Western Australia	19 Apr 2006	AustLII	3
Gebauer Nominees Pty Ltd v Cole	[2006] WASC 57	Supreme Court of Western Australia	Australia - Western Australia	30 Mar 2006	AustLII	4
Turner v Metropolitan Life Assurance Co of New Zealand Ltd HC Auckland A1398/85	[1988] NZHC 171; (1988) 5 ANZ Insurance Cases 60-861	High Court of New Zealand	New Zealand	28 Apr 1988	NZLII	1
Aetna Life of Australia & New Zealand Ltd v ANZ Banking Group Ltd	[1984] 2 NZLR 718; (1984) 3 ANZ Insurance Cases 60-612		New Zealand	circa 1984	LexisNexis	2
Australian & New Zealand Banking Group Ltd v Aetna Life of Australia & New Zealand Ltd	[1983] NZHC 160; (1983) 2 ANZ Insurance Cases 60-518	High Court of New Zealand	New Zealand	28 Oct 1983	NZLII	1
Boynton v Monarch Life Insurance Co of New Zealand Ltd SC Auckland A1111/71	[1972] NZHC 39; [1973] 1 NZLR 606	High Court of New Zealand	New Zealand	18 Aug 1972	NZLII	2
Wimbush v Rothwell & Tinkler	[1933] NZLR 1167		New Zealand	circa 1933	LexisNexis	1
Willcocks v New Zealand Insurance Co Ltd NZCA	[1926] NZGazLawRp 137; [1926] NZLR 805; (1926) 27 GLR 530	New Zealand Gazette Law Reports	New Zealand	18 Oct 1926	NZLII	3
Cheall v Association of Professional Executive Clerical and Computer Staff	[1983] 2 AC 180		United Kingdom	circa 1983	LexisNexis / Westlaw	75
Amalgamated Investment & Property Co Ltd (in liq) v Texas Commerce International Bank Ltd	[1982] QB 84; [1981] 1 All ER 923; [1981] 2 WLR 554; [1982] 1 Lloyds Rep 27		United Kingdom	circa 1982	LexisNexis / Westlaw	413
Crabb v Arun District Council	[1976] Ch 179; [1975] All ER 446; 187 F 188	Court of Chancery	United Kingdom	circa 1976	LexisNexis / Westlaw	314
Woodhouse AC Israel Cocoa Ltd SA v Nigerian Produce Marketing Co Ltd	[1971] 2 QB 23; [1972] AC 741; [1972] 2 All ER 271; [1971] 2 WLR 272		United Kingdom	circa 1971	LexisNexis / Westlaw	159
Ajayi v RT Briscoe (Nigeria) Ltd	[1964] 3 All ER 556; [1964] 1 WLR 1326		United Kingdom	circa 1964	LexisNexis	68
McCormick v National Motor and Accident Insurance Union, Ltd	(1934) 40 Com Cas 76		United Kingdom	circa 1934		6
New Zealand Shipping Co Ltd v Soci é t é des Ateliers et Chantiers de France	[1919] AC 1; [1918-19] All ER 562		United Kingdom	circa 1918	LexisNexis / Westlaw	186
Roberts v Security Co Ltd	[1896] UKLawRpKQB 192; (1897) 1 QB 111		United Kingdom	5 Dec 1896	CommonLII	10
Low v Bouverie	[1891] UKLawRpCh 106; [1891] 3 Ch 82; [1891-94] All ER 348; 99 CA 103	Court of Chancery	United Kingdom	11 Jun 1891	CommonLII	158
Hughes v Metropolitan Railway Co	[1876] UKLawRpCP 15; (1877) 2 AC 439; (1876) 1 CPD 120; 36 LT 932		United Kingdom	16 Feb 1876	CommonLII	172
Farmers' Mutual Insurance Ltd v Slavich	(1995) 9 ANZ Insurance Cases 61-295			circa 1995		1
Ellery v Beck	(1990) 6 ANZ Insurance Cases 61-045			circa 1990		2
Spooner-Kenyon v Yorkshire-General Life Assurance Co Ltd	(1982) 2 ANZ Insurance Cases 60-476			circa 1982		1
GA Lovell & Sons Pty Ltd & Ziebell v FML Assurance Ltd & Federation Retirement Ltd	(1981) 2 ANZ Insurance Cases 60-464			circa 1981		1
Menzies v Security & General Insurance Co (NZ) Ltd	(1990) 6 ANZ Insurance Cases 61-029			circa 1990		1

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